three males in branch reception

Our Businesses

The services we offer our customers.


RBS India

RBS has been in India since 1921, and today we are the third largest employment center for RBS globally. RBS in India is made up of seven legal entities:

  • RBS Business Services Pvt Ltd.
  • The Royal Bank of Scotland N.V.
  • RBS Equities Pvt Ltd. - RBS Financial Services India Pvt Ltd.
  • RBS Foundation India Pvt Ltd.
  • India Development Centre Pvt Ltd.
  • RBS Global Trade Service Centre Pvt Ltd.

Our wholesale banking division, Markets & International Banking, holds market leading positions across international debt financing, transaction services and risk management, while the private banking arm has also been growing consistently.

RBS is one the top five players in the international bonds league table for India, and leads the foreign banks in the INR loan syndication market. The bank is also in the top three for interest rates derivatives, and top five in Forex in India. RBS is the fourth largest foreign transaction bank in India, supporting our multinational client base through solutions which use state-of-the-art technology, global product expertise and a global network. RBS Business Services Pvt. Ltd supports our client-facing businesses by providing secure, reliable and efficient services to customers anywhere in the world. Over 7100 employees work in India, spread over five offices in three cities.

RBS BSPL serves more than 40 countries on many levels. In 2013, RBS BSPL was named 'Best Employer in India', by Aon Hewitt consulting. We also won the Golden Peacock Award; the Asia Pacific BCI Award; the RBNQA Merit Award and OSHA certification.

Personal and Business Banking

Through NatWest, RBS, and Ulster Bank we help 16 million people manage their personal and business lives, with a full range of financial services and advice.

Commercial and Private Banking

With relationship managers and business specialists, Commercial and Private Banking offers specialist advice, products and services to commercial enterprises and wealthy individuals. We offer these services through RBS, Coutts and Adam & Company.

Corporate and Institutional Banking

We serve UK and international corporations and financial institutions, enabling them to achieve their global financing, transaction and risk management goals.

Ulster Bank

Providing a comprehensive range of financial services across Ireland, Ulster Bank serves the needs of 1.9 million customers through a network of 214 branches and has a business banking presence in every county.

Williams and Glyn

In 2013 we agreed a £600m pre-IPO investment in our Williams & Glyn business with a consortium of investors led by global financial services specialists Corsair Capital and Centerbridge Partners. This follows a government ruling for RBS to divest some of its branches to open up more competition in high-street banking. Upon completion, William’s & Glyn will consist of 308 former RBS branches in England and Wales and six former NatWest branches in Scotland. It will serve over 1.7 million personal, SME and mid-corporate customers.

Customer Support and Control Functions

All of our customer-facing businesses are supported by a number of central support and control functions:

  • Risk
  • Services, which include technology, payments, transformation and operations roles
  • Conduct & Regulatory Affairs
  • Internal Audit
  • RBS Legal
  • Corporate Governance and Secretariat
  • Group Customer Relations
  • Finance
  • Human Resources
  • Communications & Marketing
Talent Network